A Guide to Uber Injury Claims: Legal Actions for Compensation
A Guide to Uber Injury Claims: Legal Actions for Compensation
Blog Article
Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, as well as the legal process for compensation.
Common Uber Injuries
When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. Symptoms can uber accident claims settlement be delayed, making it harder to recognize early on.
Fractures: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.
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